Is buying a truck on your to-do list? Whether it’s for big chores or big adventures, a used Ford F-150 is the perfect truck to tackle any job. The best deals in Indianapolis are at Ray Skillman Ford. Come in today and check out our vast selection.
Dollar for dollar, it’s hard to find a pickup with the capability of a 4WD F-150. With six powertrain options, this Ford truck delivers best-in-class payload and towing capacity without breaking a sweat. And when the schedule says you can’t take a snow day, the F-150’s 4×4 capability will let you get to work while other trucks are spinning their wheels. We’ve got dozens of workhorse 4WD and RWD used F-150s to choose from. Come on by and tell us what’s on your to-do list, and we’ll set you up with the perfect pickup for the job.
We offer a wide variety of Ford trucks in every cab size and configuration. If you have daycare drop-off duty, check out the super-spacious 4-door Super Crew F-150 for sale in Indianapolis. Or if a longer bed is at the top of your wish list, we have a big selection of pre-owned 2-door single or super cab trucks to choose from.
Trucks are notorious for getting expensive quickly once you start adding on driver assistance and creature comfort features. That’s what makes our selection of used Ford F-150 trucks such a great value. Now you can choose from the most popular models, including the XLT and the Lariat. Many of our trucks are loaded with comfort features such as climate control and heated seats, plus navigation and driver assistance technology. And you can get all that for $20k less than you’d spend on a brand-new pickup.
We know that you’re looking for a Ford F-150 for sale in Indianapolis because you’ve got work to do, and you need a truck that won’t let you down. Every one of our available trucks is chosen for sale for its dependability. Our service technicians go the extra mile to ensure each Ford pickup meets our strict standards, so you get a vehicle that’s mechanically sound, safe, and detailed to look and feel nearly brand-new.
If buying a used truck still makes you nervous, ask our product specialists about our Ford Blue Advantage Gold Certified selection. Gold Certified is the top tier of Ford’s certified pre-owned program, and it is limited to Ford models less than six years old with under 80,000 miles. When you buy a Gold Certified F-150, you get:
That in-service date detail matters, so we want to be upfront about it. Powertrain coverage runs seven years from the day the truck was first sold or put into service as new, not seven years from the day you buy it. On a lightly used 2024 F-150, that leaves you most of the term. On a 2021, you have less. Our specialists will pull the exact in-service date and tell you how much coverage is actually left before you make a decision.
Not every truck on our used lot is certified, and that is fine. Older or higher-mileage F-150s may still qualify for Blue Certified coverage, and plenty of great work trucks fall outside the program entirely. Come in for a test drive and we will walk you through what each specific truck carries.
Trying to get auto financing can often leave you feeling like you’re a contestant on a reality show. Every detail of your life is out there for strangers to judge your worthiness. And when you’re trying to get a pre-owned vehicle, you might start wondering if it’s worth the hassle. At Ray Skillman Ford, our finance team is focused on finding a competitive loan package that fits your budget. If you’re tired of being judged, come talk to our finance experts.
Shopping a used F-150 means shopping a lot of badges. Ford refreshed the truck for 2024, which shuffled the lineup and changed the base engine, so a 2023 XL and a 2024 XL are not the same truck on paper. Here is how the trims line up across the five most recent model years you will find on our lot.
| Trim | Model Years Offered | Standard Engine | What Sets It Apart | Who It Fits |
|---|---|---|---|---|
| XL | 2021 – 2025 | 3.3L V6 (2021-23) 2.7L EcoBoost V6 (2024-25) |
Vinyl or cloth seats, steel wheels, and the widest range of cab and bed combinations. The 12-inch driver display and 12-inch touchscreen became standard in 2024. | Job sites, fleets, and the lowest entry price |
| STX | Appearance package on XL, 2021-23 Standalone trim, 2024-25 |
3.3L V6 (2021-23) 2.7L EcoBoost V6 (2024-25) |
Blacked-out grille treatment, 20-inch wheels, and an available FX4 off-road group. Became its own series with the 2024 refresh. | Budget shoppers who still want the look |
| XLT | 2021 – 2025 | 3.3L V6 (2021-23) 2.7L EcoBoost V6 (2024-25) |
The volume trim. Upgraded cloth or available leather, chrome or body-color exterior trim, and the broadest set of option packages. PowerBoost hybrid became available here in 2024. | Most buyers, and the deepest used selection |
| Lariat | 2021 – 2025 | 2.7L EcoBoost V6 | Leather seating with heated and ventilated fronts. The 501A and 502A equipment groups add B&O audio, a head-up display, and massaging seats. | Comfort and tech without top-trim pricing |
| Tremor | 2021 – 2025 | 3.5L EcoBoost V6 (2021-22) 5.0L V8 (2023-25) |
33-inch all-terrain tires, a one-inch wider track, off-road tuned shocks, and a locking rear differential. Note the engine change: 2021 and 2022 Tremors are EcoBoost only. | Trail weekends plus a normal weekday commute |
| King Ranch | 2021 – 2025 | 3.5L EcoBoost V6 | Del Rio leather, exclusive badging and wood trim, and a big standard feature list. PowerBoost hybrid available. | Western-styled luxury with real towing muscle |
| Platinum | 2021 – 2025 | 3.5L EcoBoost V6 | Multi-contour front seats, premium audio, satin chrome exterior accents, and the most driver-assist content outside of the Raptor. PowerBoost hybrid available. | Long highway miles in a quiet cabin |
| Limited | 2021 – 2023 only | 3.5L High-Output EcoBoost V6, 450 hp | The old top of the lineup, retired after 2023. Unique interior treatment, 22-inch wheels, and the High-Output engine that no other non-Raptor F-150 got. | Shoppers chasing a fully loaded truck at used pricing |
| Platinum Plus | 2024 – 2025 | 3.5L EcoBoost V6 | Took over from Limited in the 2024 refresh. Upgraded interior materials and the Pro Access Tailgate as standard equipment. | The newest loaded F-150 short of a Raptor |
| Raptor | 2021 – 2025 | 3.5L High-Output EcoBoost V6, 450 hp | FOX Live Valve shocks, a wide-body stance, and 35-inch tires with an available 37-inch package. Built for speed over rough ground rather than maximum towing. | High-speed off-road driving |
| Raptor R | 2023 – 2025 | 5.2L supercharged V8, 700-720 hp | All the Raptor suspension hardware with a supercharged V8 dropped in. Low production, so these move quickly when they hit a used lot. | Buyers who want the most powerful F-150 built |
Two things worth knowing before you start filtering listings. First, the 3.3L V6 disappeared after 2023, so any 2024 or newer F-150 you look at starts with the turbocharged 2.7L EcoBoost. Second, the PowerBoost full hybrid opens up 7.2 kilowatts of onboard power, which is the reason a lot of contractors around Greenwood and the south side specifically hunt for one. Ask our truck specialists which powertrains are on the ground right now.
Both are pre-owned trucks. The difference is what Ford puts behind them after you sign. Here is the straight comparison.
| What You Get | Standard Used F-150 | Ford Blue Advantage Gold Certified F-150 |
|---|---|---|
| Inspection | Multi-point mechanical and safety check by our service technicians before the truck goes on the lot | 172-point inspection performed by Ford factory-trained technicians, with any failed part replaced using factory-authorized parts |
| Comprehensive warranty | Varies by truck. Some still carry remaining factory coverage, others are sold as-is or with a limited dealer warranty | 12 months or 12,000 miles, whichever comes first, on more than 1,000 components, backed by Ford Motor Company |
| Powertrain warranty | Only whatever remains of the original 5-year/60,000-mile factory powertrain coverage, if any | 7 years or 100,000 miles, whichever comes first, measured from the truck’s original in-service date |
| Roadside assistance | Not included unless factory coverage is still active | Complimentary 24/7 roadside for the full remaining length of the powertrain coverage |
| Money-back guarantee | Not offered | 14 days or 1,000 miles, whichever comes first |
| FordPass Rewards | Not included | 22,000 points toward your first two scheduled maintenance visits, after enrollment within 60 days of sale |
| Vehicle history report | Available on request for any truck on our lot | A CARFAX Vehicle History Report is a required part of the certification process |
| What qualifies | Any year, mileage, or make we take in on trade and that passes our own standards | Ford models under six years old with fewer than 80,000 miles on the odometer |
| If you sell it later | Depends entirely on the individual truck | The Ford-backed limited warranty transfers to the next owner at no cost |
| Selection | Our largest pool, including older and higher-mileage work trucks | A smaller group made up of our newest, lowest-mileage F-150s |
| Price | Lower up front, with more room to stretch your budget into a higher trim | Costs more up front, and the added factory coverage is what you are paying for |
There is a middle option, too. If an F-150 is too old or has too many miles for Gold Certified, it may still qualify for Ford Blue Advantage Blue Certified, which uses a 139-point inspection and a 90-day/4,000-mile comprehensive limited warranty. Used F-150 Lightning models follow the separate EV Certified track with a 127-point inspection. Warranty terms and deductibles are set by Ford, so ask us for the coverage details on the specific truck you are considering.
How long have you been looking around Indianapolis for a used Ford F-150 for sale? If your search (or the buying process) has proved frustrating, come to Ray Skillman Ford. We have a full selection of Ford trucks available, many with low miles and loaded with the features you want. Our showroom is easy to find, and we’ve got a fantastic team of truck specialists waiting to help you get the best deal on your next pickup. Schedule your visit today.

A used F-150 is any pre-owned truck that has passed our own service inspection. A certified F-150 has additionally been through Ford’s factory certification program, which adds a 172-point inspection and manufacturer-backed limited warranty coverage on top of everything else. Certified trucks cost more up front. Whether that is worth it depends on how long you plan to keep the truck and how much repair risk you want to carry yourself.
Gold Certified is limited to Ford models less than six years old with fewer than 80,000 miles on the odometer, so the newest trucks on our lot are the ones most likely to qualify. Trucks that fall outside those limits may still be eligible for Blue Certified coverage instead. Give us a call at 317-885-9800 and we will tell you which F-150s are certified today.
There is no single cutoff. A well-maintained F-150 with 100,000 miles and complete service records is often a smarter buy than a neglected truck with 60,000. What matters more is how the truck was used, whether it towed heavy loads regularly, and whether maintenance was done on schedule. We pull a history report on any truck you are seriously considering, and our service department can walk you through what the records show.
The 3.5L EcoBoost V6 is the towing choice in this generation, with properly equipped trucks rated up to 13,500 pounds. The 5.0L V8 is the pick if you want naturally aspirated power and a traditional V8 sound. The 3.5L PowerBoost hybrid tows well and adds the onboard generator, which is why contractors like it. If you are pulling a boat down to Geist or a camper toward Brown County, tell us the trailer weight and we will point you at the right setup.
You do not strictly need it, but it helps. Indianapolis winters bring enough ice and snow that a 4WD F-150 gets you to work on mornings when a two-wheel-drive truck with an empty bed is struggling. Rear-wheel-drive F-150s are cheaper and give up nothing in payload, and a set of good winter tires closes a lot of the gap. We carry both, so come drive them back to back.
SuperCrew is the four-door configuration with full-size rear doors and the most rear-seat legroom, which is why it is the most popular F-150 body style. SuperCab has smaller rear-hinged back doors and less rear space, but it pairs with a longer bed. Regular Cab is the two-door work truck configuration with the most bed length available. If you are hauling kids as often as lumber, SuperCrew is usually the answer.
Yes, in a lot of cases. Our finance team works with a wide range of lenders and sees every kind of credit situation, so a past bankruptcy or a thin credit file does not automatically rule you out. You can start the process online with our financing application, or come in and talk it through with someone face to face. There is no obligation either way.
Ray Skillman Ford is at 1250 U.S. 31 South in Greenwood, IN 46143, just south of Indianapolis and an easy drive from Southport, Center Grove, Franklin, and the south side. Our sales team is here Monday through Saturday from 9:00 AM to 7:00 PM. Call 317-885-9800 or browse our used F-150 selection online first and we will have the truck pulled up and ready when you get here.