Buy Here Pay Here Indianapolis

Buy Here Pay Here Indianapolis


Why Buy Here When You Can Lease Here?


Believe it or not, there is a considerable difference between Buy Here Pay Here programs and Buy Here Lease Here options. At Ray Skillman Ford in Indianapolis, we focus on the plan that works best for you. Stop by and learn more today.

Many shoppers are already familiar with the buy here pay here model many auto dealers use. Instead of going through a bank or credit union for a loan, the shopper finances directly through the automotive dealer. Buy Here Pay Here programs are ideal for shoppers who prefer the flexibility of working with a single entity.

What happens if you aren’t necessarily interested in buying a car? For many drivers, leasing a car is a much better option. Leasing provides them the ability to upgrade every couple of years while saving money on their monthly payments. That’s where the Lease Here Pay Here programs at Ray Skillman Ford come into play. We can provide you with all of the perks of a Buy Here Pay Here program with the benefits of a fantastic lease deal.


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Buy Here Pay Here vs. Lease Here Pay Here

For most car shoppers in Indianapolis, leases can offer a variety of benefits you can’t get with a straight purchase: lower costs, more flexibility, and more. In most cases, your lease remains under factory warranty for the duration of your contract.

Ray Skillman Ford can offer all of the same perks you find at a Buy Here Pay Here dealership, but with the added bonus of getting a lease.

Here is what you can expect from our Lease Here Pay Here program:

  • Lower monthly payments
  • Flexible down payments
  • Update vehicles every few years
  • Shorter commitment
  • New car warranty during your lease
  • An opportunity to rebuild your credit
  • The ability to purchase your car at the end of the lease
  • Tax benefits if the lease is used for work
  • Our incredible service program: oil changes, tire rotations, and an inspection every 5,000 miles
  • And more!
Phone Numbers:Sales Hours:
  • Mon - Sat9:00 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 1:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 1:00 PM
  • SunClosed

Getting Approved Is Easy

Just like Buy Here Pay Here programs allow for flexible financing options and straightforward approvals, the Lease Here Pay Here option at Ray Skillman Ford helps you get approved in no time.

Whether you have good credit, bad credit, or are just starting to build your credit, the staff at Ray Skillman Ford is here to help you navigate the finance process. Our on-site team provides the guidance and clarification you need to take home your dream car. Our Lease Here Pay Here options mean we can lease directly to you without needing to go through other lenders. That means you’ll get the most flexible financing options available.

In order to qualify for our Lease Here Pay Here program, you only need the following:

  • A valid driver’s license
  • Your most recent pay stub
  • A recent utility bill
  • Min $99 down payment
  • The title for your current vehicle, if you’re trading it in


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More Than Just a Number

When you shop with Ray Skillman Ford, you are more than just your credit score. Your situation is unique to you. We believe that everyone deserves access to reliable and safe transportation. We also believe that everyone who wants to lease a new car should have that option.

As your financing partner, we’ll listen to your needs and create a plan that is perfect for you. Why Buy Here Pay Here, and get stuck with a car for years when you can Lease Here Pay Here, and enjoy a new ride every few years?

Learn more about our Lease Here Pay Here program when you visit our showroom, stop by our website, or fill out a finance application online.

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1250 U.S. 31 South, Greenwood, IN, 46143
Ray Skillman Ford 39.598210, -086.104870.